@charset "UTF-8";
:root{--paper:#fbfbf9;--white:#fff;--ink:#23282a;--wine:#542d39;--brass:#92764d;--muted:#62696b;--line:#e0e3e1;--tint:#eff1ed;--sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--serif:var(--sans)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:5px}a:hover{color:var(--wine)}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--brass);outline-offset:5px}img{display:block;max-width:100%;height:auto}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--sans);font-weight:600;line-height:1.12}h1{font-size:clamp(40px,5vw,70px);letter-spacing:-.055em}h2{font-size:clamp(30px,3.15vw,45px);letter-spacing:-.045em}h3{font-size:24px;letter-spacing:-.035em}p{margin-bottom:1.2em}
.wrap{width:min(1260px,calc(100% - 96px));margin:auto}
.skip{position:fixed;top:-100px;left:20px;background:white;padding:12px;z-index:100}
.skip:focus{top:12px}
.eyebrow{text-transform:uppercase;font-size:11px;font-weight:700;letter-spacing:.2em;line-height:1.5;color:var(--wine);margin-bottom:24px}
.rule{border-top:1px solid var(--line)}
.topline{padding:9px 0;background:var(--paper);color:var(--muted);font-size:10px;letter-spacing:.08em;border-bottom:1px solid var(--line)}
.topline .wrap{display:flex;justify-content:space-between}
.topline a{color:inherit;text-decoration:none}
.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.navrow{height:88px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{text-decoration:none;display:block;font-family:var(--sans);font-size:25px;font-weight:650;letter-spacing:-.045em;line-height:1.15}
.brand small{display:block;font-family:var(--sans);font-size:9px;letter-spacing:.18em;margin-top:8px;font-weight:500;color:var(--muted)}
.nav{display:flex;align-items:center;gap:22px;font-size:13px}
.nav a{text-decoration:none}
.nav .navcta{padding:12px 18px;border:1px solid var(--wine);background:var(--wine);color:white;border-radius:6px}
.nav a:hover{text-decoration:underline}
.menu-toggle{display:none;background:none;border:1px solid var(--line);padding:9px 12px;color:var(--ink)}
.hero{display:grid;grid-template-columns:1.06fr 1fr;gap:54px;width:min(1260px,calc(100% - 96px));margin:auto;padding:54px 0 58px;min-height:630px}
.hero-copy{padding:20px 0;align-self:center;min-width:0}
.hero h1{font-size:clamp(38px,4.15vw,60px);margin-bottom:28px;line-height:1.1;letter-spacing:-.055em}
.hero h1 span{display:block;font-weight:450;color:var(--wine);margin-top:10px}
.hero .eyebrow{display:flex;align-items:center;gap:12px;font-size:10px;letter-spacing:.13em}
.hero .eyebrow:before{content:'';width:28px;height:2px;background:var(--brass);flex-shrink:0}
.hero .lead{max-width:450px;font-size:17px;line-height:1.75;color:var(--muted)}
.hero-image{position:relative;overflow:hidden;margin:0;border-radius:12px;min-height:520px}
.hero-image img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.hero-image figcaption{position:absolute;bottom:24px;right:26px;left:26px;color:white;text-align:left;font-family:var(--sans);font-size:12px;letter-spacing:.025em;text-shadow:0 1px 7px #000}
.hero-image:after{content:'';position:absolute;bottom:0;height:120px;left:0;right:0;background:linear-gradient(transparent,#0005);pointer-events:none}
.hero-image figcaption{z-index:1}
.actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin:28px 0}
.button{display:inline-flex;align-items:center;justify-content:space-between;gap:26px;padding:15px 22px;background:var(--wine);color:white;text-decoration:none;font-size:13px;font-weight:550;border:1px solid var(--wine);border-radius:6px;line-height:1.5;transition:background .18s,transform .18s}
.button:hover{background:#39202a;color:white;transform:translateY(-1px)}
.button.secondary{background:transparent;color:var(--wine);border-color:#baa5ac}
.button.secondary:hover{background:#f1e9eb}
.textlink{font-size:13px;font-weight:700}
.small{font-size:13px;line-height:1.65;color:var(--muted)}
.hero-note{margin-top:30px;font-size:10px;letter-spacing:.04em;color:var(--muted)}
.signature{padding:25px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white)}
.signature .wrap{display:flex;gap:25px;justify-content:space-between;align-items:center}
.signature span{font-size:12px;letter-spacing:.04em}
.signature strong{font-family:var(--sans);font-size:16px;font-weight:600;letter-spacing:-.025em}
.section{padding:92px 0}
.sectionhead{display:grid;grid-template-columns:1.2fr 1fr;gap:80px;align-items:end;margin-bottom:40px}
.sectionhead h2{margin-bottom:0}
.sectionhead p{color:var(--muted);max-width:520px;margin:0}
.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.topic{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:28px;text-decoration:none;display:flex;flex-direction:column;min-height:255px;position:relative;transition:background .18s,border-color .18s,transform .18s}a.topic:hover{background:#f7f8f5;border-color:#b5bbb4;transform:translateY(-3px)}
.topic .num{color:var(--brass);font-size:11px;font-weight:600;letter-spacing:.08em;margin-bottom:26px}
.topic h3{margin-bottom:16px}
.topic p{font-size:14px;line-height:1.7;color:var(--muted);margin-bottom:20px}
.arrow{margin-top:auto;font-size:21px;color:var(--wine);align-self:flex-end;line-height:1}
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.wine{background:#263331;color:var(--white)}
.wine .eyebrow{color:#cfb58e}
.wine p{color:#d1dad6}
.wine a{color:inherit}
.wine .button{border-color:#bda984;background:#c6b28e;color:#232e2c}
.wine .button:hover{background:#d6c5a8}
.wine .linecard{border-color:#52615c}
.linecard{padding:24px 0;border-top:1px solid var(--line);display:block;text-decoration:none}
.linecard h3{font-size:22px;margin-bottom:10px}
.linecard p{font-size:14px;margin-bottom:0}
.linecard:hover h3{text-decoration:underline}
.step{display:grid;grid-template-columns:40px 1fr;gap:18px;padding:24px 0;border-top:1px solid var(--line)}
.step .num{font-size:12px;color:var(--brass)}
.step h3{font-size:24px;margin-bottom:12px}
.step p{font-size:15px;color:var(--muted)}
.portrait{max-height:590px;width:100%;object-fit:cover;object-position:center 20%;filter:grayscale(1)}
.portrait-frame{background:var(--tint);margin:0;max-width:460px;border-radius:12px;overflow:hidden}
.portrait-frame figcaption{padding:18px 22px;font-size:12px;border-top:1px solid var(--line);display:flex;justify-content:space-between}
.quote{font-size:clamp(31px,3.5vw,46px);font-family:var(--serif);line-height:1.2;margin:25px 0}
.cta{background:var(--tint);padding:60px 0}
.cta .wrap{display:flex;justify-content:space-between;gap:60px;align-items:center}
.cta h2{max-width:650px;margin-bottom:15px}
.cta p{margin-bottom:0}
.footer{padding:60px 0 25px;background:#202b29;color:#f0f3ef}
.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:60px}
.footer h3{font-size:26px}
.footer a{color:inherit}
.footer p,.footer li{font-size:13px;color:#b9c5bf}
.footer ul{margin:0;padding:0;list-style:none}
.footer li{margin-bottom:12px}
.footer-bottom{margin-top:46px;padding-top:22px;border-top:1px solid #4b5a55;display:flex;justify-content:space-between;font-size:11px;gap:24px;flex-wrap:wrap}
.footer-bottom div{display:flex;gap:24px}
.pagehead{padding:58px 0 50px;border-bottom:1px solid var(--line);background:var(--white)}
.crumb{font-size:12px;color:var(--muted);margin-bottom:34px;display:flex;gap:12px;flex-wrap:wrap}
.pagehead h1{max-width:960px;font-size:clamp(40px,5vw,66px)}
.pagehead .lead{font-size:21px;line-height:1.6;color:var(--muted);max-width:850px}
.article-grid{display:grid;grid-template-columns:minmax(0,790px) 290px;gap:85px;padding:55px 0 80px}
.article h2{font-size:31px;line-height:1.25;margin:42px 0 20px}
.article h2:first-child{margin-top:0}
.article p{line-height:1.85}
.article li{margin:10px 0}
.sidebar{font-size:14px}
.asidebox{background:var(--tint);padding:28px;margin-bottom:24px;border-radius:8px}
.asidebox h3{font-size:26px}
.asidebox p{font-size:14px}
.asidebox .button{display:flex;margin-top:22px;font-size:12px}
.toc{margin:0;padding:0 0 0 18px}
.toc li{margin-bottom:14px;font-size:13px}
.sources{margin:40px 0 25px;border-top:1px solid var(--line);padding-top:20px;font-size:13px;overflow-wrap:anywhere}
.sources h2{font-size:23px!important}
.byline{font-size:12px;border-top:1px solid var(--line);padding-top:20px;color:var(--muted)}
.notice{background:var(--tint);padding:24px 28px;margin:24px 0;font-size:15px;border-radius:8px}
.card-list{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.guide-card{padding:30px;border:1px solid var(--line);border-radius:10px;background:var(--white);display:flex;flex-direction:column;text-decoration:none;transition:border-color .18s,transform .18s}
.guide-card:hover{border-color:#b5bbb4;transform:translateY(-2px)}
.guide-card h3{font-size:25px}
.guide-card p{font-size:14px;color:var(--muted)}
.guide-card .eyebrow{font-size:10px;margin-bottom:18px}
.guide-card .textlink{margin-top:auto}
.filterbar{display:flex;gap:18px;margin-bottom:30px}
.filterbar input{padding:16px;border:1px solid var(--line);background:var(--white);flex:1;min-width:0}
.filterbar select{padding:16px;border:1px solid var(--line);background:var(--white);max-width:260px;color:var(--ink)}
.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}
.calculator{border:1px solid var(--line);border-radius:10px;background:var(--white);padding:32px;margin:25px 0}
.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.field label{display:block;font-size:14px;font-weight:700;margin-bottom:7px}
.field input,.field select{width:100%;padding:13px 12px;border:1px solid #aab4ae;border-radius:5px;background:white;min-height:51px;color:var(--ink)}
.field small{font-size:12px;color:var(--muted);display:block;margin-top:6px}
.result{background:var(--wine);color:white;border-radius:7px;padding:25px;margin-top:26px;min-height:118px}
.result strong{font-family:var(--serif);font-size:36px;font-weight:400;display:block;line-height:1.3}
.result p{margin:4px 0 0;font-size:13px}
.calc-error{color:#9a2033;font-size:14px}
.checks{list-style:none;padding:0!important}
.checks li{padding:16px 0;border-bottom:1px solid var(--line);margin:0;display:flex;gap:14px;align-items:flex-start}
.checks input{margin-top:7px;width:19px;height:19px;flex-shrink:0;accent-color:var(--wine)}
.checks label{cursor:pointer}
.checks input:checked+label{text-decoration:line-through;color:var(--muted)}details{border-top:1px solid var(--line);padding:24px 0}summary{font-family:var(--serif);font-size:23px;cursor:pointer}details p{margin:20px 0 0;color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:70px}
.contact-card{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:35px}
.contact-card h2{font-size:36px}
.contact-card a{overflow-wrap:anywhere}
.contact-card .phone{font-family:var(--serif);font-size:29px}
.contact-card address{font-style:normal;font-size:16px}
.big-number{font-family:var(--serif);font-size:70px;color:var(--wine)}
@media(min-width:1500px){.hero{min-height:670px}}
@media(max-width:1050px){.wrap{width:calc(100% - 56px)}
.nav{gap:18px}
.navrow{height:85px}
.brand{font-size:24px}
.hero-copy{padding:18px 0}
.hero{width:calc(100% - 56px);gap:30px;min-height:570px;padding:36px 0}
.hero-image{min-height:480px}
.hero h1{font-size:clamp(33px,4.05vw,44px)}
.sectionhead,.split{gap:45px}
.article-grid{gap:40px;grid-template-columns:minmax(0,1fr) 250px}
.topic{padding:25px}
.footer-grid{gap:30px}}
@media(max-width:960px){.navrow{height:80px}.menu-toggle{display:block;font-size:12px}.nav{display:none;position:absolute;left:0;right:0;top:80px;background:var(--white);padding:20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0}.nav.open{display:flex}.nav a{padding:14px 10px;font-size:16px}}
@media(max-width:760px){html{scroll-padding-top:85px}
.wrap{width:calc(100% - 40px)}
.topline{font-size:10px;letter-spacing:.04em}
.topline .wrap>span{max-width:66%}
.navrow{height:80px}
.brand{font-size:23px}
.brand small{font-size:9px;margin-top:7px;letter-spacing:.18em}
.menu-toggle{display:block;font-size:12px}
.nav{display:none;position:absolute;left:0;right:0;top:80px;background:var(--paper);padding:20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0}
.nav.open{display:flex}
.nav a{padding:14px 10px;font-size:16px}
.hero{display:flex;flex-direction:column;width:calc(100% - 40px);padding:36px 0;gap:26px;min-height:0}
.hero-copy{padding:0}
.eyebrow{margin-bottom:19px}
.hero h1{font-size:clamp(34px,8.5vw,52px);line-height:1.12}
.hero .lead{font-size:17px;max-width:600px}
.hero-image{height:320px;min-height:0}
.hero-image img{object-position:center 45%}
.hero-image figcaption{font-size:11px;bottom:18px;left:20px;right:20px}
.actions{gap:18px}
.hero-note{margin-top:23px}
.signature{padding:22px 0}
.signature .wrap{display:block}
.signature strong{display:block;margin-bottom:12px}
.signature span{display:inline-block;margin-right:13px;font-size:11px}
.section{padding:57px 0}
.sectionhead{display:block;margin-bottom:28px}
.sectionhead h2{margin-bottom:24px}
.sectionhead p{font-size:16px}
.topic-grid{grid-template-columns:1fr 1fr;gap:12px}
.topic{padding:23px 18px;min-height:240px}
.topic .num{margin-bottom:23px}
.topic h3{font-size:21px}
.topic p{font-size:13px}
.split{grid-template-columns:1fr;gap:32px}
.portrait-frame{max-width:100%}
.portrait{height:410px;object-position:center 23%}
.quote{font-size:37px}
.cta{padding:42px 0}
.cta .wrap{display:block}
.cta .button{margin-top:25px}
.footer{padding:40px 0 22px}
.footer-grid{grid-template-columns:1fr 1fr;gap:30px}
.footer-grid>div:first-child{grid-column:1/-1}
.footer-bottom{margin-top:30px}
.pagehead{padding:32px 0}
.pagehead h1{font-size:38px;overflow-wrap:anywhere}
.pagehead .lead{font-size:18px}
.crumb{margin-bottom:26px}
.article-grid{display:block;padding:34px 0 50px}
.article h2{font-size:29px;margin-top:35px}
.article p{font-size:16px;line-height:1.8}
.sidebar{margin-top:40px}
.card-list{grid-template-columns:1fr}
.filterbar{flex-direction:column}
.filterbar select{max-width:none}
.formgrid{grid-template-columns:1fr}
.calculator{padding:22px 18px}
.result{padding:20px}
.result strong{font-size:32px}
.contact-grid{grid-template-columns:1fr;gap:30px}
.contact-card{padding:26px}
.contact-card .phone{font-size:26px}
.notice{padding:20px}
.footer-bottom div{flex-wrap:wrap;gap:20px}}
@media(max-width:420px){.hero h1{font-size:34px}
.topic-grid{grid-template-columns:1fr}
.topic{min-height:0}
.topic .num{margin-bottom:18px}
.topline .wrap{gap:12px}
.brand{font-size:21px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.location-check{background:var(--white);padding:32px;border:1px solid var(--line);border-radius:12px}.location-check ol{padding:0;list-style:none;counter-reset:steps}.location-check li{position:relative;padding:0 0 24px 42px;counter-increment:steps}.location-check li:before{content:"0" counter(steps);position:absolute;left:0;top:1px;font-size:12px;color:var(--brass);font-weight:600}.location-check strong{display:block;font-size:16px;line-height:1.5}.location-check li span{display:block;font-size:14px;color:var(--muted);margin-top:6px}.table-scroll{overflow-x:auto}.authority-table{width:100%;border-collapse:collapse;font-size:14px;margin:0 0 24px;text-align:left}.authority-table th{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);background:var(--tint)}.authority-table td,.authority-table th{padding:19px 20px;border-bottom:1px solid var(--line);vertical-align:top}.authority-table td:first-child{font-weight:600}.authority-table a{color:var(--wine)}
@media(max-width:1150px) and (min-width:761px){.nav{gap:13px;font-size:12px}.nav .navcta{padding:11px 13px}.brand{font-size:22px}.navrow{gap:16px}}
@media(max-width:760px){.location-check{padding:26px 22px}.authority-table{min-width:660px}}

@media print{.header,.topline,.footer,.cta,.sidebar,.actions,.filterbar,.print-button{display:none!important}body{background:white;color:black;font-size:12pt}
.wrap{width:100%}
.section,.pagehead,.article-grid{padding:10px 0}
.article-grid{display:block}h1{font-size:30pt}h2{font-size:20pt}
.sources a{overflow-wrap:anywhere}
.checks{page-break-inside:auto}
.checks li{break-inside:avoid}
.hero-image{display:none}
.hero{display:block}
.hero-copy{padding:10px}
.card-list{display:block}
.guide-card{break-inside:avoid}
.calculator{break-inside:avoid}}